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RESOURCES

Health Plan Survey

Employers are increasingly challenged to find accurate information that will help them evaluate their health plan design, manage rising costs and prepare for the future of health care. Making the right strategic business decisions starts with having all the facts.

Small Businesses Keeping Pace with Health Benefits Offered by Employers Natinwide

Small employers are keeping pace with the average employer offering health benefits, and are doing a better job of containing costs.

UBA Special Report: How Health Savings Accounts Measure Up

Health care costs continue to rise, so employers continue to use cost savings tools like HRAs and HSAs, to provide affordable benefits to their employees.

Annual Survey Finds Enrollment in Consumer-Directed Health Plans Jumps

Among employer-sponsored health insurance plans, consumer-directed health plans (CDHPs) continue to increase in popularity even though they are offering less savings than a year ago, according to the 2016 Health Plan Survey from United Benefit Advisors (UBA), the nation’s largest independent survey of employer-sponsored benefits.

Health Care Reform

Health care reform is complicated. Our resources help employers stay informed and manage changes in benefits compliance and labor laws.

DOL and IRS Release Additional Information on Association Health Plans

On August 20, 2018, the Department of Labor (DOL) posted the Association Health Plans ERISA Compliance Assistance fact sheet.

Final Rule on Short-Term Limited-Duration Insurance

Short-term, limited-duration insurance is a type of health insurance coverage designed to fill temporary gaps in coverage when an individual is transitioning from one plan or coverage to another plan or coverage.

Court Modifies Order Regarding EEOC Wellness Rules

In January 2018, the EEOC asked the court to reconsider the portion of the court’s order that required the EEOC to issue new proposed rules by August 31, 2018.

Compliance Alerts

Compliance alerts are a necessary resource for employee benefit administrators and decision makers looking for organizational security and peace of mind.

COBRA Notices

COBRA requires group health plans to provide notices to covered employees and their families explaining their COBRA rights when certain events occur.

IRS Memo on Fixed Indemnity Health Plan Benefits Tax Treatment

On January 20, 2017, the IRS released a Memorandum on the tax treatment of benefits paid by fixed indemnity health plans that addresses two questions.

EEOC Issues New Guidance on National Origin Discrimination

National origin discrimination is discrimination because an individual is, or the individual’s ancestors are, from a certain place or has the physical, cultural, or linguistic characteristics of a particular national origin group, including Native American tribes.

HR Elements

These articles include the latest news and information on benefits and human resources industry trends.

Shrinking Talent Pools Mean Shifting Hiring Strategies

The labor market is tighter than ever, so people in hiring capacities need to be ready to win potential workers from competitors.

Moments of Clarity: Being Transparent

Companies and politicians like to say that they’re transparent, when in fact, they’re often the opposite. And, as in nature, in the absence of facts, people will often fill their minds with what is perceived.

Use Caution When Operating a Car or Dangerous Machinery

Everybody knows that you shouldn’t drink and drive. However, not everyone knows that prescription drugs can also impair a person’s ability to drive, or operate machinery.

White Papers

These white papers reflect the experiences and research conducted by UBA Partner Firms and can help employers better understand the challenges they are facing.

Wellness Programs

September 15, 2016

Wellness programs are defined as initiatives designed to maintain or improve  employee health. Incentive-based employee wellness and chronic disease management programs have been heavily publicized as the “healthy option” to improve employee performance and reduce health care costs before problems arise.

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DOL Audits

May 21, 2015

It’s Not a Matter of “If,” But “When” You Get Audited By the U.S. Department of Labor.  As the saying goes, an ounce of prevention is worth a pound of cure, and that’s definitely the case when it comes to a health plan audit by the U.S. Department of Labor (DOL).

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Employee Engagement

June 16, 2014

For many employers, this scenario is all too familiar: A company starts a wellness program, or purchases a stellar benefit, in the hopes that they will boost morale, retain top talent and even shrink health insurance costs. Yet the company still ends up with an unhappy and unhealthy workforce that is unproductive and difficult to motivate.

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Webinars

These employer webinar series can help HR departments and company executives maximize their time and make informed choices.

Employer Policies and Testing Employees for Marijuana Use and Opioid Use

This webinar will cover what employers should consider when implementing drug use policies and testing for drug use.

What Employers Need to Know About Structuring Wellness Programs for 2019

This month's webinar will cover what to consider when sponsoring a wellness program, including laws and regulations, levels of program involvement, payroll deduction administration, and more.

What's Driving Claim Costs and Employer Solutoins

To help HR professionals and business owners better understand their benefit plan claim costs, United Benefit Advisors (UBA), in conjunction with Symetra Life Insurance Company, will host a webinar — “What’s Driving Claim Costs and Employer Solutions” — on Thursday, Sept. 6, at 3:30 p.m. ET.

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