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RESOURCES

Health Plan Survey

Employers are increasingly challenged to find accurate information that will help them evaluate their health plan design, manage rising costs and prepare for the future of health care. Making the right strategic business decisions starts with having all the facts.

Small Businesses Keeping Pace with Health Benefits Offered by Employers Natinwide

Small employers are keeping pace with the average employer offering health benefits, and are doing a better job of containing costs.

UBA Special Report: How Health Savings Accounts Measure Up

Health care costs continue to rise, so employers continue to use cost savings tools like HRAs and HSAs, to provide affordable benefits to their employees.

Annual Survey Finds Enrollment in Consumer-Directed Health Plans Jumps

Among employer-sponsored health insurance plans, consumer-directed health plans (CDHPs) continue to increase in popularity even though they are offering less savings than a year ago, according to the 2016 Health Plan Survey from United Benefit Advisors (UBA), the nation’s largest independent survey of employer-sponsored benefits.

Health Care Reform

Health care reform is complicated. Our resources help employers stay informed and manage changes in benefits compliance and labor laws.

STatus of Court Case Challenging ACA Constitutionality

On Dec. 14, 2018, the U.S. District Court for the Northern District of Texas declared that the ACA individual mandate is unconstitutional and declared that the rest of the ACA is unconstitutional.

DOL and IRS Release Additional Information on Association Health Plans

On August 20, 2018, the Department of Labor (DOL) posted the Association Health Plans ERISA Compliance Assistance fact sheet.

Final Rule on Short-Term Limited-Duration Insurance

Short-term, limited-duration insurance is a type of health insurance coverage designed to fill temporary gaps in coverage when an individual is transitioning from one plan or coverage to another plan or coverage.

Compliance Alerts

Compliance alerts are a necessary resource for employee benefit administrators and decision makers looking for organizational security and peace of mind.

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HHS Releases Bulletin that Extends Grandmothered Plans Through 2020

As background, in the fall of 2013, the Department of Health and Human Services (HHS) announced a transitional relief program that allowed state insurance departments to permit early renewal at the end of 2013 of individual and small group policies that do not meet the “market reform” requirements of the Patient Protection and Affordable Care Act (ACA) and for the policies to remain in force until their new renewal date in late 2014.

DOL’s Annually Adjusted Federal Penalties

On January 23, 2019, the Department of Labor (DOL) issued its Federal Civil Penalties Inflation Adjustment Act Annual Adjustments for 2019 which is the DOL's annual adjustment of federal civil monetary penalties.

Proposed 2020 Benefit Payment and Parameters Rule

The Centers for Medicare & Medicaid Services (CMS) released a proposed rule for benefit payment and parameters for 2020. CMS also released its draft 2020 actuarial value calculator and draft 2020 actuarial value calculator methodology.

HR Elements

These articles include the latest news and information on benefits and human resources industry trends.

Is it Time for Unlimited Time Off?

While more and more perks are about employee health, wellness, and happiness, they ultimately are also designed to keep workers at work. A recent article in Quartz at Work points out that more than anything, employees want more time off and out of the ...
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HHS Releases Bulletin that Extends Grandmothered Plans Through 2020

As background, in the fall of 2013, the Department of Health and Human Services (HHS) announced a transitional relief program that allowed state insurance departments to permit early renewal at the end of 2013 of individual and small group policies that do not meet the “market reform” requirements of the Patient Protection and Affordable Care Act (ACA) and for the policies to remain in force until their new renewal date in late 2014.

Ready to Spark Joy in Your Office?

The hit Netflix show “Tidying Up with Marie Kondo” has set off a wave of house organization, purging, and general tidying. Many thrift stores and donation centers report being overwhelmed with bags and boxes of items recently filling American’s homes. What, though, of the workplace? Should a similar wave of de-cluttering and cleaning be happening at desks and in cubicles across the country?

White Papers

These white papers reflect the experiences and research conducted by UBA Partner Firms and can help employers better understand the challenges they are facing.

Wellness Programs

September 15, 2016

Wellness programs are defined as initiatives designed to maintain or improve  employee health. Incentive-based employee wellness and chronic disease management programs have been heavily publicized as the “healthy option” to improve employee performance and reduce health care costs before problems arise.

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DOL Audits

May 21, 2015

It’s Not a Matter of “If,” But “When” You Get Audited By the U.S. Department of Labor.  As the saying goes, an ounce of prevention is worth a pound of cure, and that’s definitely the case when it comes to a health plan audit by the U.S. Department of Labor (DOL).

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Employee Engagement

June 16, 2014

For many employers, this scenario is all too familiar: A company starts a wellness program, or purchases a stellar benefit, in the hopes that they will boost morale, retain top talent and even shrink health insurance costs. Yet the company still ends up with an unhappy and unhealthy workforce that is unproductive and difficult to motivate.

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Webinars

These employer webinar series can help HR departments and company executives maximize their time and make informed choices.

Breaking the Silence to Improve Behavioral Health Conditions

Millions of Americans struggle with mental health and substance use (alcohol or drug) conditions, but often don't get the proper treatment or support they need.

Practical Tips for Structuring Compliant Wellness Programs that Include Premium Incentives

This webinar will help employers understand how to structure wellness programs that include premium incentives.

What Employers need to Know about Health Coverage in Mergers and Acquisitions

This webinar will help employers understand their responsibilities when planning a merger or acquisition.

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