Employer health savings account (HSA) funding strategies have changed in recent years in response to the Patient Protection and Affordable Care Act (PPACA) and its impact on employer-sponsored health insurance plans.
Under federal regulations, Medicare is a secondary payer for many individuals who have an employer group health plan available to them, either as an employee or the dependent spouse or child of the employee.
There are some people who have no problem saying that they’re sorry. There are some people who rarely, or flat-out refuse, to say they’re sorry. And then there are people who apologize at the drop of a hat and profusely without truly being sorry.